Over $70 Billion in Unclaimed Property Sits Dormant in U.S. State Treasuries
Unclaimed Property

Over $70 Billion in Unclaimed Property Sits Dormant in U.S. State Treasuries

April 2026
+8% more claims filed in 2024
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State governments are holding tens of billions of dollars belonging to everyday Americans β€” from forgotten bank accounts to uncashed insurance checks. Most people don't know they can claim these funds for free.

Every year, billions of dollars flow into state unclaimed property programs β€” and most of it sits untouched. Banks, insurance companies, utility firms, and employers are legally required to hand over dormant financial assets to the state after a period of inactivity, typically 3 to 5 years.

The result? A growing mountain of cash, securities, and physical property that belongs to real people β€” people like you. According to the National Association of Unclaimed Property Administrators (NAUPA), over $70 billion is currently held across all 50 states, with new assets added daily.

Common types of unclaimed property include: uncashed payroll or dividend checks, forgotten savings and checking accounts, life insurance policy proceeds, utility security deposits, stocks, bonds, and mutual fund accounts, contents of abandoned safe deposit boxes, and tax refunds.

The good news: there is no deadline to claim your property. States hold these funds indefinitely on your behalf. And with BHGP's expert recovery team, the process is straightforward, secure, and requires no upfront payment.

Our data shows that 1 in 7 Americans has some form of unclaimed property in their name. The average value per claim exceeds $2,000 β€” and many clients recover far more when multiple family members or business names are searched.

Key Statistics

$70B+

Total U.S. Unclaimed Property

$2,080

Avg. Claim Value

1 in 7

Americans with Unclaimed Funds

+8%

Claims Filed Growth (2024)

BHGP Insight

πŸ”‘ 1 in 7 Americans has unclaimed property. Search your name today.

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